Car Insurance

Drive with peace of mind

Whether you need to insure your first car or renew your existing car insurance, AXA can provide a range of car insurance policies to suit your requirements and offer great product benefits at a price you can afford

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Why AXA?

  • Instant cover

  • 24/7 claims assistance

  • Fast & fair claims

  • Extensive network

  • Wide range of covers

We offer three different products

Main Cover

Loss of or Damage to your vehicle

Cover for the accidental loss of or damage to the insured vehicle due to an insured peril.

Third Party Bodily Injury

Cover for your legal liability in the event that you have to pay compensation for any bodily injury to or death of a third party, following an accident.

Third Party Property Damage

Cover for your legal liability in the event that you have to pay compensation for damage to materials and property, following an accident.

Medical Expenses

Cover for a limited amount of medical treatment incurred as a direct result of an accident when using the insured vehicle.

Personal Belongings

Cover for the value of loss or damage caused to your personal belongings whilst in the insured vehicle.

>Natural Perils (Storm/Flood)

Your policy cover extends to include accidental loss of or damage to the vehicle caused by natural perils such as storm and flood.

Hire car

Hire Car facility at the time of a covered accident. 

Agency repair

Repair of accidental damage of the insured vehicle at the manufacturer's authorized dealers.

Roadside Assistance

Extensive breakdown and accident recovery 365 days a year, 7 days a week to your vehicle and any private vehicle in which you are travelling. We also commit to reaching the breakdown site within an hour of request otherwise we will pay you OMR 15.

Personal Accident cover for driver

Compensation to the driver of the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle.

Personal Accident cover for passengers

Compensation to the passengers in the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle.

GCC cover

Under this cover, the loss of or damage to your vehicle is extended to all GCC countries. This does not include third party liability cover, which must be purchased separately at the border.

Product Summary

Key Benefits

Wide-ranging third party liability

Your legal liability is covered beyond the minimum legal requirements in terms of the limit and the cover. Depending on the product, you can be protected up to OMR 500K for any third party property claims. Additionally, you will have unlimited injury cover for your passengers in the event of a road traffic accident should you be held legally liable.

No claims bonus

Get up to 50% discount, if you can prove that you are claims-free.

Quick and easy claims service

Open a claim 24/7 over the phone on 800 70 292 or online. For claim information Click here

Claims single point of contact

For Motor Prestige customers only, all claims are handled by a single point of contact managed by senior claims professionals through a dedicated toll free number and email ID, in order to provide a unique claims service.